We’ve all been there – a few days out from payday, with a big unexpected bill, dying to go on a trip – needing to come up with some extra cash. And quickly.
Most of us don’t have time to go out there and get a time-consuming side hustle between work and family and everything else.
That’s why we searched far and wide for the best ways to come up with some extra cash right from your couch. None of them pay a fortune on their own, but do a few together and you’ll come up with the money that you need. When you’re in a pinch, that’s all matters
1. Swagbucks – Do This Every Day From Your Couch To Make Easy Cash
We are all constantly sharing our opinions on things, and while you’re probably doing it for free, there are other people who are turning their opinion into a steady stream of cash. How exactly? With Swagbucks.
It’s an app used by millions to get paid for sharing their thoughts on a variety of brands and their products and services. The number one way people use Swagbucks to do this is by taking surveys.
- Take one survey while you’re watching TV
- Take one survey during your bus or train commute to and from work
- Take one survey while you’re eating lunch
- Take one survey while you’re waiting for dinner to cook
- Take one survey while you’re relaxing before going to bed
Making it a priority to take surveys just a few times a day could earn you a solid chunk of extra cash. That’s going to start to add up over time.
2. Opinion Outpost – Get Paid To Watch Movies, Play Games And Shop
Opinion Outpost is an awesome rewards program that earns you cash and gift cards for doing the things you do online every day.
Shop, watch videos, play games, search the web, read emails, and you can also take paid surveys to earn money via PayPal or gift cards to stores like Amazon, Target and more. Get access to exclusive deals, discounts and coupons that when used, earn you even more points towards rewards.
Join Opinion Outpost today and you’ll get a free $10 Amazon or Visa Gift card — your choice.
3. MyPoints – Try This Quick Way To Earn Cash Online
There are a lot of different ways to earn money and gift cards via MyPoints.
They don’t send activities like surveys that frequently, but when they do, they have high-paying surveys. If you want to earn cash via Paypal or gift cards to pay for your monthly expenses but don’t want to dedicate too much time to doing it, this is your best option.
Another big bonus of this option: MyPoints has a loyalty program, so the more activities you do, the more you’ll earn.
4. Survey Junkie – Take High Paying Surveys For Cash And Gift Cards
Let’s get straight to the point – you want to know the best way to get cash and gift cards quickly. For most people, the best way is Survey Junkie.
Survey Junkie pays you to share your opinions through high-paying online surveys. Sounds ridiculously easy? That’s because it really is.
The best part? It’s super easy to get paid since the value per point is really high. It takes just 50 points (5-7 surveys) to earn a $5 Amazon gift card. And since it’s 100% free to sign up, there’s no reason to not to give it a shot.
5. Fetch Rewards – Get Rewards For Shopping At Your Favorite Stores
Groceries can be very expensive and unlike other bills, like your cable or phone, your grocery bill doesn’t have a set monthly cost. With your needs changing from month-to-month and the price of certain foods fluctuating, one month your bill can be high and the next it can be low. No matter what price spectrum it falls in this month, download Fetch Rewards and you’ll earn major savings.
Earning rewards with this app is as easy as snapping a photo of your receipt and uploading it. Fetch Rewards will scan it for participating products and you’ll earn points for each item. Earn bonus points when you buy special offer items and referrals.
No coupon clipping, barcode scanning or offer preselection necessary. Just shop, take a pic and Fetch Rewards will find the savings for you. Upload up to 14 receipts a week! The app works for a wide variety of brands, including Dove, Coors, Tazo, Smartfood, Kraft, Talenti, Kleenex and so much more.
Once you’ve earned 3,000 points ($3), you can start redeeming them for gift cards to your favorite grocery stores like Whole Foods, Walmart, Target and hundreds of other retailers like Amazon, eBay, Sephora, Adidas, Hulu Plus, Best Buy and Nordstrom.
Sign up today and use the code APREWARDS to get 2,000 bonus points when you upload your first receipt.
6. Drop – Earn Credit Card Style Rewards Using Your Debit Card
What if we told you there was a way to get all the perks of a credit card without actually having one? There is a way – Drop.
Drop is a free app that lets you turn your everyday grocery spending into cash rewards. Just select three of your favorite grocery stores like Costco, Trader Joe’s and Whole Foods and every time you swipe your card, you’ll earn Drop points. These points can be redeemed for gift cards and cash.
After you download the app, just link your cards to start earning points automatically. What’s not to love?
7. Cash Direct Club – Turn Your Shopping Into A Paying Gig
You know that amazing feeling you get when you cash in on a great deal? Yeah, we love it too. Wanna keep that feeling going for all of the holiday shopping you do through to Christmas? Join Cash Direct Club. You’ll earn cash — not points — for all your purchases.
Become a member to earn up to 15 % cash back shopping at your favorite stores through the app, and you could get access to your earnings fast cashing out with PayPal. If you don’t have a PayPal account, your money will be delivered via check by mail.
Cash Direct Club partners with hundreds of online retailers including Walmart, Macy’s, Best Buy, Sephora and Neiman Marcus.
Sign up today and you’ll get a $20 welcome bonus after you make a purchase of $20 or more. You’ll also get an additional $3 just for downloading the app, another $3 when you download the desktop browser extension, up to $10 per referral of family and friends and even more shopping bonuses the more you use Cash Direct Club.
What are you waiting for? Join Cash Direct Club to receive cash back on all your online Christmas shopping.
8. Fiona – Ask this company to pay off your credit card debt
With each day your credit card balance goes unpaid, your debt collects interest — and credit card interest rates are no joke. Now that you are making good money, the best way to pay off debt fast is the refinance it with Fiona.
Debt consolidation isn’t as complex as it sounds. All you’re doing is borrowing money at a low-interest rate and using it to pay off high-interest debt. That means your monthly interest repayments go down and there’s only one bill to pay each month. Simple but effective!
If you want to see how much debt consolidation could save you, check out Fiona. Fiona lets you search all the top online consolidation and refinancing options for free. You can sign up in three simple steps. The best part? It is completely free to use. No gimmicks, no hidden fees.
The sooner you pay off your credit cards, the more money you’ll have every month. Remember: You haven’t worked this hard to see your hard-earned cash go to paying credit card interest. There are much better uses for it.
The loans offered are between $1,000 and $100,000, lasting between 24 and 84 months. Rates start at 4.99% and people with a credit score of 660 or above get much better rates.
9. Gabi – Save up to $670 a year on car insurance
You know that car insurance company that you’ve stuck with for the last couple of years? Well, you’re more than likely overpaying. If you want to check how much you could save, Gabi.
Gabi lets you instantly compare your current insurance price against over 100 providers nationwide. Just tell Gabi a bit about yourself, your driving experience and coverage needs and within seconds the app will pop out side-by-side comparisons from dozens of insurance companies. When you see a quote you like, you can apply for a better car insurance policy online or over the phone with an agent and get coverage right away.
Gabi saves its users an average of $670 a year. What would you do with an extra $56 a month?
10. Credit Sesame – Check if your credit score is holding your plans back
It’s always a good idea to keep an eye on your credit score as a poor credit score can prevent you from taking out a loan, buying a car, buying a home and more!
The easiest way to check your credit score and see if it’s holding you back is to use Credit Sesame.
Credit Sesame lets you check your credit score anytime, anywhere, for free. Here’s how:
- Sign up to Credit Sesame – to get your free credit score, free credit report card, and free credit monitoring.
- Quickly find out what is affecting your credit.
- Get personalized recommendations on how to use your credit more wisely and fix it.
Given one in five people have errors on their credit report, checking your credit score today could help you achieve your life plans sooner.
11. Rakuten (formerly known as Ebates) Get Cash Back For Online Purchases
I hate to admit it, but I stayed away from Rakuten for years because I thought the app would only encourage me to spend more money. After testing the app for myself, I realized just how much money I have saved on purchases that I was already going to make.
If you enjoy online shopping, then you’ll love the cost savings when you install the Rakuten plugin. You’ll need the Google Chrome browser to install the extension. Once installed, create an account and go about your normal shopping. If Rakuten has cashback offers for a particular website, a banner notification will pop up in your screen so you can apply the cashback offer.
Rakuten sends me cashback each quarter. It’s like a nice little bonus every three months. In the past year, I have earned $194.58 in cashback by using the Rakuten plugin. The nearly $200 in cost savings can now be applied towards other financial goals, like that plane ticket to Cancun that I have been eye-balling for awhile.